Investor Relations
The list below shows Kvika's shareholders with a holding of more than 1% as of 27. October 2026
There is only one share class in the company, the company's share capital is a total of 4,330,000,000 ISK.
| Shareholder name | Number of shares | Holdings | Registered owners |
|---|---|---|---|
| Birta lífeyrissjóður | 392,207,737 | 9.06% | |
| Gildi - lífeyrissjóður | 363,116,398 | 8.39% | |
| Lífeyrissjóður verzlunarmanna | 356,083,679 | 8.22% | |
| Lífeyrissj.starfsm.rík. A-deild | 296,942,585 | 6.86% | |
| Frigus Invest ehf. | 240,169,026 | 5.55% | |
| Almenni-Lífsverk lífeyrissjóður | 238,896,173 | 5.52% | |
| Stoðir hf. | 235,000,000 | 5.43% | |
| Kvika banki hf. | 110,306,459 | 2.55% | |
| Frjálsi lífeyrissjóðurinn | 104,060,149 | 2.40% | |
| Stapi lífeyrissjóður | 92,909,112 | 2.15% | |
| Arion banki hf. | 78,382,632 | 1.81% | |
| Íslandsbanki hf,safnskráning 2 | 70,000,000 | 1.62% | |
| Vanguard Total International S | 59,649,352 | 1.38% | |
| Vanguard Emerging Markets Stock | 55,022,594 | 1.27% | |
| Lífeyrissj.starfsm.rík. B-deild | 48,053,675 | 1.11% |
2026
AGM 18. March 2026
2025
AGM 26. March 2025
2024
AGM 21 MARCH 2024
2023
AGM 30 MARCH 2023
2022
AGM 31 March 2022
2021
AGM 21 April 2021
Kvika’s financial statements are scheduled for publication as stated below. The calendar may be subject to change.
| Publication | Date |
|---|---|
Full Year 2025 Results | 11. February 2026 |
Annual General Meeting 2026 | 18. March 2026 |
Q1 2026 Results | 12. May 2026 |
Q2 2026 Results | 12. August 2026 |
Q3 2026 Results | 4. November 2026 |
Full Year 2026 Results | 10. February 2027 |
Current EMTN Programme
Older Programmes
AT1 Issuance, June 2026
Tender offer terms and conditions for outstanding SEK and NOK denominated notes maturing in May 2026.
Prospectus exemption document, march 2021
Due to merger of Kvika banki hf., TM hf. and Lykill fjármögnun hf.
Prospectus - Kvika bank hf., march 2019
In relation to Nasdaq Main Market listing
Bonds
KVB 19 01 Jan2020
KVB 18 02 Nov 2018
KVB 18 02 Jul 2018
KVB 17 02 Jun 2018
KVB 17 02 Nov 2017
KVB 15 01 Jun 2017
KVB 15 01 Jun 2017
Bills
KVB 20 0625 Jan 2020
KVB 20 0319 Oct 2019
KVB 19 1219 Jul 2019
KVB 19 0919 May 2019
KVB 19 0620 Jan 2019
KVB 19 0321 Oct 2018
KVB 18 1220 Jun 2018
KVB 18 0920 May 2018
KVB 18 0621 Jan 2018
KVB 18 0322 Sep 2017
KVB 17 1221 Jun 2017
KVB 17 0921 Mar 2017
KVB 17 0622 Dec 2016
KVB 17 0323 Sep 2016
KVB 16 1221 Jun 2016
KVB 16 0923 Apr 2016
KVB 16 0616 Dec 2015
KVB 16 0323 Dec 2015
KVB 15 01 Dec 2015
Lykill
20.12.2018-15.05.2020
20.12.2018-08.01.2020
20.12.2018
20.12.2018
17.08.2020
30 September 2020
30 June 2020
31 March 2020
31 December 2019
30 September 2019
30 June 2019
31 March 2019
Current covered bond programme
| ISIN | Series | Currency | Amount | Issue date | Maturity date | File |
|---|---|---|---|---|---|---|
IS0000034734 | 11.2 | ISK | 560,000,000 | 08.12.2022 | 01.12.2025 | |
IS0000034734 | 11.1 | ISK | 1,100,000,000 | 01.12.2022 | 01.12.2025 | |
IS0000033769 | 10.1 | ISK | 2,000,000,000 | 12.01.2022 | 12.01.2032 | |
IS0000033694 | 9.1 | ISK | 4,500,000,000 | 16.12.2021 | 16.12.2024 | |
IS0000033595 | 8.1 | GBP | 11,400,000 | 19.11.2021 | 19.11.2024 | |
IS0000033082 | 7.2 | ISK | 3,220,000,000 | 27.10.2021 | 25.5.2027 | |
IS0000033082 | 7.1 | ISK | 2,180,000,000 | 25.5.2021 | 25.5.2027 | |
IS0000032373 | 1.3 | ISK | 2,840,000,000 | 20.4.2021 | 26.10.2023 | |
IS0000031706 | 2.4 | ISK | 660,000,000 | 25.2.2021 | 19.12.2024 | |
IS0000032746 | 6.1 | GBP | 12,000,000 | 8.2.2021 | 8.2.2023 | |
IS0000032654 | 4.1 | ISK | 600,000,000 | 18.11.2020 | 21.6.2021 | |
IS0000032662 | 5.1 | ISK | 820,000,000 | 18.11.2020 | 21.09.2021 | |
IS0000032670 | 3.1 | ISK | 600,000,000 | 18.11.2020 | 22.03.2021 | |
IS0000031706 | 2.3 | ISK | 700,000,000 | 26.11.2020 | 19.12.2024 | |
IS0000032373 | 1.2 | ISK | 660,000,000 | 26.11.2020 | 26.10.2023 | |
IS0000032373 | 1.1 | ISK | 1,500,000,000 | 26.10.2020 | 26.10.2023 |
| Other documents | |
|---|---|
| ISIN | Series | Currency | Amount | Issue date | Maturity date | File |
|---|---|---|---|---|---|---|
IS0000037927 | 10.1 | ISK | 5,000,000,000 | 03.07.2025 | 03.07.2028 | |
XS3038535889 | 9.1 | EUR | 200,000,000 | 02.06.2025 | 02.06.2029 | |
XS2982064391 | 8.1 | NOK | 400,000,000 | 21.01.2025 | 21.04.2028 | |
XS2982064714 | 7.1 | SEK | 600,000,000 | 21.01.2025 | 21.04.2028 | |
XS2620969043 | 3.2 | SEK | 500,000,000 | 31.05.2024 | 11.05.2026 | |
IS0000035830 | 6.1 | ISK | 2,000,000,000 | 11.12.2023 | 11.12.2034 | |
XS2722142127 | 5.1 | SEK | 500,000,000 | 23.11.2023 | 23.11.2026 | |
XS2620969639 | 4.2 | NOK | 250,000,000 | 23.11.2023 | 11.05.2026 | |
XS2620969639 | 4.1 | NOK | 550,000,000 | 11.05.2023 | 11.05.2026 | |
XS2620969043 | 3.1 | SEK | 275,000,000 | 11.05.2023 | 11.05.2026 | |
XS2441067902 | 2.1 | EUR | 8,500,000 | 04.02.2022 | 04.02.2024 | |
XS2438025558 | 1.1 | SEK | 500,000,000 | 31.01.2022 | 31.01.2024 |
9 March 2021
Final terms: Lykill 210915
5 Feb 2021
Final terms: Lykill 23 11
9 Dec 2020
Final terms: Lykill 210615
26 Nov 2020
Final terms: Lykill 23 11
14 Sep 2020
Final terms: Lykill 210315
13 July 2020
Final terms: Lykill 21 04
10 June 2020
Final terms: Lykill 201215
10 June 2020
Final terms: Lykill 24006
28 Apr 2020
Final terms: Lykill 21 04
27 Feb 2020
Final terms: Lykill 16 1
13 Jan 2020
Final terms: Lykill 200915
11 Dec 2019
Final terms: Lykill 200615
27 Nov 2019
Final terms: Lykill 20 11
16 Oct 2019
Final terms: Lykill 26 05
29 Aug 2019
Final terms: Lykill 23 09
10 May 2019
Final terms: Lykill 26 05
11 Apr 2019
Final terms: Lykill 20 04
7 Dec 2018
Final terms: Lykill 17 1
30 Oct 2018
Final terms: Lykill 17 1
6 Sep 2018
Final terms: Lykill 17 1
9 May 2018
Final terms: Lykill17 1
9 May 2018
Final terms: Lykill 16 1
6 March 2018
Final terms: Lykill 17 1
6 March 2018
Final terms: Lykill 16 1
13 Dec 2017
Final terms: Lykill17 1
13 Dec 2017
Final terms: Lykill 16 1
9 Oct 2017
Final terms: Lýsing 17 1
9 Oct 2017
Final terms: Lýsing 16 1
16 May 2017
Final terms: Lýsing 17 1
16 March 2017
Final terms: Lýsing 16 1
14 Dec 2016
Final terms: Lýsing 16 1
| ISIN | Series | Currency | Amount | Issue date | Maturity date | File |
|---|---|---|---|---|---|---|
IS0000039758 | 1.1 | ISK | 6.420.000.000 | 20.10.2026 | 20.11.2032 |
Kvika's Credit Rating
Moody's Investors Service provides a twofold assessment of Kvika by issuing both bank deposit ratinga and issuer ratings in local and foreign currency . Kvika's first credit ratings were issued in May 2022
Current Ratings
Bank Deposit Rating
| Term | Kvika banki hf. |
|---|---|
Long term | Baa1 |
Short term | P-2 |
Outlook | Stable |
27. april 2026 |
Issuer Rating
| Term | Kvika banki hf. |
|---|---|
Long term | Baa2 |
Short term | P-2 |
Outlook | Stable |
27. april 2026 |
Credit Rating Development
| Credit Rating | Date | Long term | Short term | Outlook | Report |
|---|---|---|---|---|---|
Issuer Rating | 27. april 2026 | Baa2 | P-2 | Stable | |
Deposit Rating | 27. april 2026 | Baa2 | P-2 | Stable | |
Issuer Rating | 04 July 2024 | Baa2 | P-2 | Stable | |
Deposit Rating | 04 July 2024 | Baa1 | P-2 | Stable | |
Issuer Rating | 13 February 2023 | Baa2 | P-2 | On Review for Upgrade | |
Deposit Rating | 13 February 2023 | Baa1 | P-2 | On Review for Upgrade | |
Deposit Rating | 29 June 2022 | Baa1 | P-2 | Stable | |
Issuer Rating | 19 May 2022 | Baa2 | P-2 | Stable | |
Deposit Rating | 19 May 2022 | Baa2 | P-2 | Stable |
Kvika's Green Funding Framework
Kvika published a Green Financing Framework in 2021 and updated it in 2024 titled Green Funding Framework, which aligns with the bank's policy on environmentally friendly finance and lending. One of the key elements of sustainable development is that capital is directed into sustainable structures. Financial institutions play an important role in this, and can have a significant and positive influence.
Kvika's Green Funding Framework presents the bank's sustainability policy, Kvika's sustainability governance, and how proceeds are allocated to green projects—such as in lending. The Framework clearly and transparently explains the requirements that the loans granted by the bank have to fulfil to be considered environmentally friendly. Such loans can, for example, focus on energy transformation towards sustainability in transportation, green buildings, renewable energy, circular economy adapted products, production technologies and processes and biodiversity conservation.
Kvika's Green Funding Framework is based on Green Bond Principles issued by the International Capital Market Association (ICMA). Accordingly, the Framework consists of four pillars:
- Use of Proceeds
- Process for Project Evaluation, Selection, and Exclusions
- Management of Proceeds
- Reporting and External Review
The Framework has received a positive second-party opinion from the global ratings and analytics firm Sustainalytics. The opinion states, among other points, that Kvika's Green Funding Framework is credible and has potential to be effective.
Related Files:
Green Funding Framework of Kvika banki hf. 2024
Green Financing Framework of Kvika Bank hf. 2021
Second-party Opinion of Sustainalytics 2024
Second-party Opinion of Sustainalytics 2021
Further information about sustainability at Kvika, including reports and a summary of the bank's policies, is available here: Kvika - Sustainability